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Rideshare Drivers

Deserve Better Insurance

Chances are your insurance doesn’t fully protect you.

Discover a better insurance option for rideshare drivers.

Here's your current reality

You might not be covered

When you turn on your driver app, chances are your personal auto insurance doesn't protect you while rideshare driving.

And, even though some coverage might be provided by rideshare companies, it may not be enough to protect you and your vehicle.

Here's your solution

The smartest way to get covered

With optOn, rideshare drivers get affordable coverage for just cents per mile.

The optOn app is quick and easy to use. It can even detect accidents, offer guidance on what to do next, and provide tools to report a claim when you need to.

Here's your current reality

You might not be covered

When you turn on your driver app, chances are your personal auto insurance doesn't protect you while rideshare driving.

And, even though some coverage might be provided by rideshare companies, it may not be enough to protect you and your vehicle.

Here's your solution

The smartest way to get covered

With optOn, rideshare drivers get affordable coverage for just cents per mile.

The optOn app is quick and easy to use. It can even detect accidents, offer guidance on what to do next, and provide tools to report a claim when you need to.

Here's your current reality

You might not be covered

When you turn on your driver app, chances are your personal auto insurance doesn't protect you while rideshare driving.

And, even though some coverage might be provided by rideshare companies, it may not be enough to protect you and your vehicle.

Here's your solution

The smartest way to get covered

With optOn, rideshare drivers get affordable coverage for just cents per mile.

The optOn app is quick and easy to use. It can even detect accidents, offer guidance on what to do next, and provide tools to report a claim when you need to.

Get better coverage, on demand

With optOn, you protect yourself, your vehicle, and others.

The easy-to-use mobile app offers flexible, on-demand coverage for rideshare drivers and rapid claims processing so you get quality protection when you opt to drive.

Watch our video

A better option

Here’s what makes optOn special

Drive with peace of mind in all rideshare periods

OptOn insurance helps to protect your hard-earned income from surprising, out-of-pocket expenses in the event of an accident. It covers you, your vehicle, and others across all rideshare periods.

Only pay for the miles you travel while rideshare driving

The optOn micro policy lasts up to 4 hours and costs just cents per mile, so you only pay for rideshare insurance when you're rideshare driving.

Coverage on your terms and your schedule

Select the coverage and price that works for you and start your policy when you start rideshare driving. End your policy whenever you finish driving, even if that's before the 4-hour policy expires.

Protecting yourself is easy

Get covered with a few taps on your mobile device

Protecting yourself is easy

Get covered with a few taps on your mobile device

1.

Create your account

All you need is your driver's license, your vehicle's identification number (VIN), and your debit or credit card.

2.

Select your coverage

Each time you drive, select the micro policy that works for you based on the amount of coverage you want and the rate you choose to pay.

3.

Stay covered as long as you drive

Your policy will automatically expire at 4 hours unless you choose to end it early or renew it for longer.

Simply start the app

All you need is your driver's license, your vehicle's identification number (VIN), and your debit or credit card.

Select your coverage

Each time you drive, select the micro policy that works for you based on the amount of coverage you want and the rate you choose to pay.

Stay covered as long as you drive

Your policy will automatically expire at 4 hours unless you choose to end it early or renew it for longer.

Why pay more?

Your coverage. Your choice.

Primary

MICRO POLICY

7-11*

cents per mile

4-HOUR COVERAGE INCLUDES

You & your vehicle

Your passengers

Other people & property

Uninsured driver loss

1,000 deductible

Preferred

MICRO POLICY

8-13*

cents per mile

4-HOUR COVERAGE INCLUDES

All benefits of Primary

Higher coverage limits

Higher medical limits

750 deductible

Premier

MICRO POLICY

14-22*

cents per mile

4-HOUR COVERAGE INCLUDES

All benefits of Preferred

Maximum coverage limits

Maximum medical limits

500 deductible

*The rates shown are estimates. Actual optOn rates are based on your location, current time, and more. To get personalized quotes, get the optOn app. Subject to terms and qualifications.

OptOn has changed the way I look at Rideshare Insurance. OptOn Rocks!

James L.

Festus, MO

This service provides countless rideshare drivers peace of mind as they drive without having to commit a large part of their earnings to having to pay higher premiums for being rideshare drivers. Not only is this app and service easy to navigate and understand, it makes protecting yourself easy.

Russell L.

Chicago, IL

This insurance plan is revolutionary. It allows a driver to feel safe and covered in the event of the worst happening. Nothing else compares in the market today.

Carl B.

Wood River, IL